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Financial Planning & Investment Management

A comprehensive financial plan is the bridge between the stress you carry about what your money is doing

(and will do for your future) and standing on the solid ground of empowered choices.

 

Align's Ongoing Financial Planning packages are designed to construct the framework for a solid financial plan in each season of life. Our focus is on setting up sustainable systems for success and offering dynamic support to help your financial plan adapt and grow as quickly as your life, goals, and dreams do. All three include access to financial planning tools, quarterly coaching calls and ongoing access via email and virtual meetings for financial planning updates and questions.

 

Core and Advanced Planning include longer planning and coaching sessions each quarter in order to fully address each area of your financial life. Beginning with the framework listed below, the scope of work is customized for each client based on your personal needs, goals, financial complexity and interests. 

We Offer

I'm starting my financial planning journey

Planning Foundations

  • Discovering Core Values

  • Establishing Financial Goals

  • Cash Flow & Budgeting

  • Savings System Setup

  • Student Loan & Debt Managament

  • Credit Score Checks

  • Investment 101

  • Investment Planning (implemented by client) 

  • Intro to Risk Management: Insurance 101

Starting at $1,500/year

Getting Started

Forging a Path

I have some assets, but not a plan

Core Financial Planning

  • Planning with Core Values

  • Cash Flow & Budgeting

  • Student Loan & Debt Management

  • Investment & Retirement Planning 

  • Align Investment Management Available

  • Asset Allocation Review

  • Career Planning/Employee Benefits

  • Education Planning

  • Risk Management Review

  • Insurance Planning

  • Foundational Estate Planning 

Starting at $2,500/year

I have a financial nest egg, but could it be doing more?

Advanced Financial Planning

  • Aligning Financial Goals with Core Values

  • Cash Flow & Budgeting

  • Leverage/Debt Strategy
  • Education or Legacy Investment Planning

  • Investment & Retirement Planning

  • Retirement Income Distribution Strategies

  • Align Investment Management Available

  • Asset Allocation Review

  • Risk Management Review

  • Long Term Care Strategy

  • Insurance Strategies

  • Legacy & Estate Planning

starting at $4,500/year

Aligning the Path

All plans require a $500 initial deposit to begin the planning engagement.
Ongoing Financial Planning is typically billed quarterly, in arrears. 

All financial plans include investment recommendations, which can be implemented on your own or managed by Align.

Align Investment Management is exclusively available to ongoing financial planning clients at a flat fee of 1% of Assets Under Management (AUM). 

Project Based Planning

You have a solid financial plan established but want to leverage the resources of a professional financial planner to answer specific questions. This could include tax planning, estate planning, helping you choose the best options in your 401k or even designing a college funding strategy.

By asking these questions of a fee-only financial planner you know you're getting straightforward, trustworthy advice with no commissions or sales. I work for and represent you.


Project proposals are provided based on an estimated scope of work
and billed at a rate of $250/hour

Business Planning

A healthy, thriving business starts with a healthy, thriving business owner.

Starting with the foundation of personal financial planning, our business planning services help entrepreneurs gain clarity and insight into the health of their business and
optimize the way their business funds their lifelong goals.

From personal retirement and tax planning to setting up and administering employee benefit plans and retirement plans, our business financial planning services
help you and your company work smarter, not harder.


Ongoing Business Financial Planning fees range from $425 - $875 per month or $1275 - $2625 per quarter based on complexity and needs of the business. This may include both personal and business planning as well as retirement plan consulting or retirement plan management.

Educational Seminars + Speaking Engagements

Invest in your organization by empowering your members with financial education and inspiration.

Seminars and speaking engagements are for groups seeking general advice on investments and other areas of personal finance. These seminars are purely educational in nature and do not involve the sale or recommendation of any investment products.

Contact us for a custom proposal to best suit the needs of your organization.

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